Services

Our Services can erase or correct negative information on your credit score.

iStock_000018936394XSmallOur Services Include

  •   Credit Restoration of all Kinds
  •   Identity and Fraud Protection
  •   Help you increase your credit score
  •   Help you get Financing
  •   Refinance your existing credits
  •   help you create a history of good credit

 

 

What is the importance of a good credit score?

 

Society is becoming increasingly dependent on using credit to make purchases and decisions. These days, good credit is used for more than just getting a credit card or a loan. More and more businesses are making the case that you must have good credit before they extend products or services to you.

HOME

When it comes to where you live, having good credit is important. Mortgage lenders want to know that you won’t default on your mortgage. If you don’t have good credit, the lender will consider it risky to give you a mortgage loan. This could result in a higher cost of borrowing or worse, a denial of the loan.

Don’t think that because you’re not on the market for a new home, that your credit won’t be called into question. Your credit is used for rental decisions, too. Landlords consider your lease as a loan. You’re being loaned a place to live and the landlord wants to know you’ll pay back this loan. If you don’t have good credit, you can get denied for an apartment.

AUTO

Unless you have the cash to purchase a car, you’ll have to get a loan. Your credit not only affects whether or not you qualify for a loan, but also the amount and interest rate of the loan. Generally, loan applicants with good credit qualify for larger loan amounts with lower interest rates.

EMPLOYMENT

Many employers conduct credit checks as a part of the hiring process. If you haven’t demonstrated financial responsibility, a prospective employer might be hesitant to hire you. For example, the employer might believe your level of debt is too high for the salary offered.

ENTREPRENEURSHIP

Many people have dreams of starting their own business. Most business start-ups require a sizable amount of cash that you might not have available. In that case, you’ll need to obtain a small business loan. Among other things, you need to have good credit to qualify for the business loan.

UTILITY SERVICES

It might be somewhat shocking to learn that your credit is needed to establish utility service. Your electric company contends that you’re borrowing one month of electric service. So, before turning on your electricity, the company will check to see if you have good credit. This applies to most utility services including cable, telephone, water, and even cell phone.

Since your credit is defined by how you’ve paid (or not paid) your bills in the past, many businesses – landlords, mortgage lenders, utility providers, and even employers – use your credit to predict your future financial responsibility. Anytime you need to borrow money, or even services, your credit is called into question.

 

OUR PROCESS

HIGH SUCCESS RATE

We have successfully removed thousands of items for our customers.

PERSONALIZED CREDIT REPAIR AND RESTORATION

Our credit consultant will personally sit down with you to discuss what is affecting your credit and how TCS can help you improve your credit. This one on one approach has been very effective in providing great results.

CONSTANT SUPPORT

Our customer service team will assist you in every way possible. You can call for any questions or concerns. You can also email TCS for 24/7 support.

CREDIT EDUCATION

We have developed a frequently asked questions page to help you with any questions or concerns you might have about credit restoration and how it works.

REFERRAL PROGRAM

Earn extra cash when your family member or a friend signs up for services.